I work with both plaintiffs and defendants offering expert opinions as to whether the risk of loss to an applicant was reasonably investigated by a broker or agent. The conduct and content as to what constitutes a reasonable claim investigation vs. what is bad faith requires expert assessment and opinion. It is my business to provide this support. My protocol is to have an initial teleconference at no cost to the attorney. Then a preliminary nominal retainer to assess if I can realistically be of service to the person or organization seeking my retention. From there a fee is quoted. I have testified in depositions and trials as a factual and expert witnesses. References provided.